<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Older, Richer, Wiser?</title><link>https://olderricherwiser.com/</link><description>Independent thinking on life, money and meaningful work after 45.</description><item><title><![CDATA[Your “enough” number is not a retirement number]]></title><link>https://olderricherwiser.com/essays/enough-number/</link><guid>https://olderricherwiser.com/essays/enough-number/</guid><pubDate>Sat, 18 Jul 2026 00:00:00 GMT</pubDate><description><![CDATA[A more useful way to calculate the cost of a life you actually want.]]></description></item><item><title><![CDATA[The unfair advantage of a second-act business]]></title><link>https://olderricherwiser.com/essays/second-act-business/</link><guid>https://olderricherwiser.com/essays/second-act-business/</guid><pubDate>Sat, 11 Jul 2026 00:00:00 GMT</pubDate><description><![CDATA[Why experience, judgment and a smaller appetite for nonsense make a potent combination.]]></description></item><item><title><![CDATA[Build a time portfolio, not just an investment portfolio]]></title><link>https://olderricherwiser.com/essays/time-portfolio/</link><guid>https://olderricherwiser.com/essays/time-portfolio/</guid><pubDate>Sat, 04 Jul 2026 00:00:00 GMT</pubDate><description><![CDATA[Diversifying your days may matter as much as diversifying your assets.]]></description></item><item><title><![CDATA[The “one more year” trap]]></title><link>https://olderricherwiser.com/essays/one-more-year-trap/</link><guid>https://olderricherwiser.com/essays/one-more-year-trap/</guid><pubDate>Sat, 27 Jun 2026 00:00:00 GMT</pubDate><description><![CDATA[When sensible caution quietly becomes indefinite postponement.]]></description></item><item><title><![CDATA[A small business after 50: design for optionality]]></title><link>https://olderricherwiser.com/essays/small-business-after-50/</link><guid>https://olderricherwiser.com/essays/small-business-after-50/</guid><pubDate>Sat, 20 Jun 2026 00:00:00 GMT</pubDate><description><![CDATA[A practical model for income without rebuilding the career you just escaped.]]></description></item><item><title><![CDATA[The midlife status audit]]></title><link>https://olderricherwiser.com/essays/status-audit/</link><guid>https://olderricherwiser.com/essays/status-audit/</guid><pubDate>Sat, 13 Jun 2026 00:00:00 GMT</pubDate><description><![CDATA[Which ambitions are still yours—and which are expensive hand-me-downs?]]></description></item></channel></rss>